Premium News
May 2012
by Alan Galvez Insurance


Would you trust just anyone with your motorcycle?
Then why trust just anyone with your motorcycle insurance?


Who better to insure a motorcycle than a fellow rider? And we've got not one, but two active motorcyclists.

We've got the knowledge and experience to make sure your bike is good to go.

Let us handle the insurance. You enjoy the ride. 

Check out our motorcycle resources pages on our website for tips about insuring motorcycle accessories and the safety courses offered by the Motorcycle Safety Foundation (and yes, we've taken the courses).
Groundbreaking (and eye-opening) study of teen drivers released by AAA Foundation for Traffic Safety

The AAA Foundation for Traffic Safety recently concluded a three-part study on the main causes of distracted driving for novice teenage drivers. This study collected in-vehicle video clips from 50 volunteer  families in North Carolina.

The first part of the study looked at how parents supervise their teens during the learner's stage of Graduated Driver Licensing.

The second part examined teen driving behaviors when they transitioned to unsupervised driving.

The conclusion of the study re-analyzed the video clips to determine the nature and occurrence of distracted driving.

The top offenders? Electronic devices, adjusting controls, personal grooming and eating/drinking.

You can access the full report and view actual in-car video clips by visiting the Foundation's website.
Is That Trailer Covered?


We often get questions from our clients about the use of a trailer with their automobile. While it sounds simple, there is not just one answer.

If you own a personal automobile and are using a trailer that is specifically designed to be towed by a private passenger vehicle, then in most cases, you do have liability coverage automatically extending from your auto policy for the trailer. If, however, the trailer has to be modified to fit your private passenger vehicle, then you probably do not have liability coverage.

For physical damage coverage to apply to the trailer, you have to add that coverage specifically. Some homeowner policies will extend a very small amount of coverage for trailers - but with limited perils, such as no theft coverage away from your home, and no windstorm or hail coverage if left outside.

As always, consult your insurance professional in regards to YOUR specific situation. They have the knowledge to guide you in the right direction. 


Contact Us

Alan Galvez Insurance
(937) 592-4871 
www.galvezinsurance.com
General Email- info@galvezinsurance.com 

      

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Carrie appears in Professional Insurance Agents Association magazine


We're pleased to report that Carrie was recently featured in an article- "Women in Insurance"- that appeared in PIA of Ohio's monthly magazine 

PIA is a well-respected trade association and has always been a tremendous supporter of its agent members.

You can read the full article by visiting our website.

Want to Know How to Get One of these absolutely FREE?

Simply refer your family and friends to us. Yep, it's that easy. You tell them to call us for an insurance quote- they mention your name- you get a goodie! 

If you're not the jewelry type, we also have $10 gift cards to Sweet Aromas Coffee and Peach Tree Books & Gifts.

What's NHTSA and what does it do for you?

The National Highway Traffic Safety Administration is the country’s top automotive safety agency. The administration’s mission is to reduce crash-related injuries and fatalities, ensuring the highest standards of safety on the nation’s roads.

The NHTSA oversees highway safety by making policies and setting safety standards. The agency tracks safety-related recalls and investigates safety defects. Information that might apply to you can be found at www.nhtsa.gov.

The website provides information allowing you to search for recalls on vehicles, equipment, child restraint systems and tires. You can also arrange for notifications to be sent to your email address for your specific automobile.

Average number of recalls each year:

  • Automobiles - 600
  • Motorcycles - 45
  • School Buses - 35
  • Child Restraints - 8
  • Tires - 20

The NHTSA also provides safety crash information on most automobiles. If you are thinking about buying a new car, you can do your homework at http://www.nhtsa.com/ and review new safety technologies that are available.

Have you heard about Confessions of an Insurance Goddess?


Confessions of an Insurance Goddess is Carrie's blog about all things insurance, broken down into easy-to-understand terms and real-world examples. Check it out- there's close to 3 years worth of articles.

The goal of the blog is simple- to give you valuable information so you better understand insurance and can actually enjoy the insurance process.

If you like what you see, then please subscribe to receive updates by RSS feed or email.
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