Unique Cedrus Portfolio Management
To start off this exciting New Year, we are providing you with important information on the role of SEI in managing Cedrus client assets as well as their views on the current state of the markets and economy. Attached you will find 3 sources that I highly encourage you to spend a short time reviewing. They will answer lots of frequently asked questions we are hearing as well as raise your contentment in working with this fine firm. Cedrus is proud to offer our clients SEI and their team of professionals.
Of course the “back bone” of our client portfolios is asset allocation discipline. Many investors never in their lifetime learn this important lesson instead pursuing the false prophesy of trying to time markets. SEI provides us the finest and best thinking in portfolio structure through asset allocation with many portfolios having as many as 30 sub asset classes. All this to reduce portfolio volatility, mitigate losses, and keep clients invested for when the markets rise over time. These elements combined with SEI’s world leading manager oversight are the keys to successful portfolio investing.
As a Cedrus client you also get advanced and personalized asset allocation and rebalancing strategies that again, most people never experience. This occurs on two levels:
1st Cedrus develops family specific Pools of Assets in our proprietary Family Business Plan process, that are aligned with your financial needs. It is here that we then deploy tailored SEI portfolios designed to best achieve the goals of each pool. Our clients gain contentment by intuitively understanding each pool, its funding and investment goal rather than the more traditional approach to financial planning that suggests only one or two portfolios trying to address many goals.
2nd Cedrus clients also gain from our unique approach to rebalancing amongst pools. Since usually the asset allocation of each pool is dramatically different, they will perform differently under various market conditions and dynamics. Thus some pools may exceed their projected growth targets. Periodically Cedrus will direct SEI to harvest this excess and rebalance (at the pool level) these funds in to under performing pools. While this appears counter intuitive, as rebalancing always does at the time, it is the key to buying low and selling high in a numerical discipline, the key to outperforming markets during volatile times.
Family specific pooling of assets, institutional asset allocation & rebalancing, proven manager oversight, and rebalancing amongst pools, all in a no load, no commission platform, is the Cedrus difference and how our clients gain contentment when investing their liquid lifetime assets. We are proud to offer these advanced asset management services to our valued clients. Please as always feel free to reach out if you want to learn more. Backed by the confidence in our process we look forward to a prosperous year in 2011.
John A. Scott
President
Cedrus
Click to View: 4th Quarter 2010 Investment Review.
Investment Update and Outlook
Having trouble? Copy and paste this link into your
browser window:
http://www.seic.com/enUS/about/promo/4730.htm
Click to Read: Glass Half Full
Helping Investors Cope with Slow Growth and Continued Uncertianty
Having trouble? Copy and paste this link into your
browser window:
http://www.cedrusfinancial.com/pdfs/GlassHalfFull%20_Jan%202011.pdf
Click to Read: Rising Interest Rates
What will Rising Interest Rates Mean for Bond Investors?
By: SEI Investment Management Unit
Having trouble? Copy and paste this link into your
browser window: http://www.cedrusfinancial.com/pdfs/EmploymentReportSEI.pdf
All material represents an assessment of the market environment at a specific point in time and in not intended to be a forecast of future events, or a guarantee of future results. This information should not be relied upon by the reader as research or investment advice. This information is for education purposes only. Index performance returns do not reflect any management fees, transaction costs or expenses. Indexes are unmanaged and one cannot invest directly in an index. Past performance does not guarantee future results. There are risks involved with investing, including loss of principal.
Information presented in this letter is believed to be factual and up-to-date, but we do not guarantee it accuracy and it should not be regarded as a complete analysis of the subjects discussed. All expression opinion reflect the judgment of the author as of the date of publication and are subject to change.
Information presented does not involve the rendering of personalized investment advice, but is limited to the dissemination of thoughts and opinions on investment topics. All investment strategies have the potential for profit or loss.
Changes in investment strategies, contributions or withdrawals may materially alter the performance, strategy and results of your portfolio.
Information presented is not an offer to buy or sell, or a solicitation of any offer to buy or sell the securities mentioned herein.
Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client's investment portfolio. Cedrus does not provide tax advice. Please note that (i) any discussion of U.S. tax matters contained in this communication cannot be used by you for the purpose of avoiding tax penalties; (ii) this communication was written to support the promotion or marketing of the matters addressed herein: and (iii) you should seek advice based on your particular circumstances from an independent tax advisors. Sources: Information provided by SEI Investments Management., a wholly-owned subsidiary of SEI Investments Co.
