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The Power of an Estate Plan


The Rest of the Stock Market Story

ONEgeneration Fourth Annual Senior Symposium

Providence Financial Supports the Master's College Golf Tournament

ONEgeneration Fourth Annual
Senior Symposium

Kick off the summer with a day of fun, education, free lunch and prizes on Saturday, May 19 at the Onegeneration Fourth Annual Senior Symposium
sponsored by ONEgeneration Senior Enrichment Center in Reseda.

Stop by the Providence Financial booth for free giveaways and enter our Symposium Raffle for a chance to win a new Ipad 2. Drawing to be held at 4 p.m. (presence not required; winner to be notified by phone).

Advance registration is required, so call 818-705-2345 to reserve your spot. Hurry! Last year's event drew 500 people and sold out.

Saturday, May 19, 2012
8 a.m.-4 p.m.
ONEgeneration Senior Enrichment Center
18255 Victory Blvd.
Reseda, CA 91335

View the event flyer for more information about the day's offerings.
Providence Financial Supports The Master's College Golf Tournament

Providence Financial participated in The Master’s College 19th Annual Golf Tournament on April 23, 2012 at the spectacular Robinson Ranch golf course in Santa Clarita, California.

A major scholarship fundraiser for The Master's College students and athletes, this event draws hundreds of participants every year, many of whom are pastors, seminary graduates or missionaries serving in the United States and abroad.

We were honored to support this year’s event by sponsoring two players. Our president, Anthony A. Saccaro, also enjoyed playing in the tournament, and says, “It was a lot of fun and a great time of fellowship. I already look forward to next year and hope to increase our level of sponsorship as God provides.”

(Pastor Jim Pile, Anthony A. Saccaro, Dr. Geoffrey Drew, John Fleming)

The Master's College is a regionally accredited, four-year, liberal arts Christian college ranked #2 among all regional colleges in the West by U.S. News and World Report.


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Dear ,

Welcome to our first issue of the Providence Financial newsletter!

We've designed it with you in mind. We hope you will find our newsletter informative, useful and sometimes, even fun. Every month, you'll find a main article or two and other news items that may be of interest to you.

We would love to hear from you! Feel free to tell us what you like about this issue and what topics you would like to see covered in the future. Email us or call 818-887-6443 to let us know.

Happy reading!

Your Providence Financial team
The Power of an Estate Plan
By Anthony A. Saccaro, ChFC

On December 5, 2011, my life changed forever when my father Leonard had a massive stroke. Within an hour, I was at the hospital. One of the first questions the nursing staff asked was, “Do you have an Advance Healthcare Directive?”

Fortunately for our family, the answer was “Yes.”

Although it has always been important in setting up a sound estate plan, the Advance Healthcare Directive became critical in 2003 when HIPAA (Health Insurance Portability and Accountability Act), commonly referred to as “privacy laws,” were updated. These laws made it illegal for doctors and other medical professionals to release medical information about a patient to anyone other than the patient—including the spouse and adult children! Doctors can be fined or jailed for violating these laws.  

Since I often speak publicly about the importance of the Advance Healthcare Directive, and I strongly encourage my clients to establish them, I followed my own advice and had these documents drafted for my parents, as well as for me and my wife, Anca.

So when I arrived at the hospital that December day, I brought my father’s Advance Healthcare Directive with me, to the nurses' amazement. I am very thankful that I was never denied information about my father’s condition, as he was unresponsive and unable to make his own decisions.

WE'RE LIVE! Website & SM Sites Launched

Providence Financial is excited to announce the launch of our newly designed website,, which went live today. We hope the new website will better serve our clients, showcase our broad range of services and reflect our new branding efforts.
  • On the HOME page, you'll find  a clean, well-organized and modern design and a rotating photo gallery featuring some of our real clients. There's also a summary of who we are, what we do and what you can expect from our personalized services in the areas of financial and retirement planning, investments and estate preservation.

  • The ABOUT page talks about our philosophy of service and features a photo of our staff members, a biography of our founder and president, Anthony A. Saccaro, ChFC, and links to the various regulatory authorities, agencies and professional organizations we are affiliated with.

  • The SERVICES page showcases our areas of expertise with a comprehensive list of all the financial, retirement and estate planning issues that we can help you with.

  • In the BLOG section, you'll find original articles written in lay language and divided into five categories on issues of particular interest to baby boomers and retirees, such as asset protection, estate planning, diversification, Roth IRA conversions, tax issues and stock market trend analyses.

  • In the NEWS section, you can read about Providence Financial's latest news and media coverage, view our current and archived monthly e-newsletters and view upcoming events.

  • On the FINANCIAL PHYSICAL page, you may sign-up to receive a complimentary one-hour "physical" to assess your financial health. We'll review your investment portfolio and estate plan to see how it can be optimized.

  • Our CONTACT section features ... you guessed it, our contact information! You'll also find a detailed map of our office. Using the Contact Form, you can ask a question, provide feedback or request information. We would love to hear from you!
Access any of these pages by clicking on the red page names or the respective buttons in our company header above.

You'll want to visit our site to download our
free white paper, "The Rest of the Stock Market Story: What the Media and Your Broker Won't Tell You." This provocative paper will make you reconsider what you thought you knew about investing in the stock market. See the white paper article below for more details.

Finally, our website is also integrated with our redesigned Facebook and Twitter pages, which will allow us to communicate more relevant and latest information in a timely manner with those of you who choose to "Like" us on Facebook and "Follow" us on Twitter. We hope you'll find our new sites to be of value and a good way to stay in touch with us!!/pages/Providence-Financial-Insurance-Services-Inc/181177868623564!/AnthonySaccaro
The Rest of the Stock Market Story: What the Media and Your Broker Won't Tell You

A common refrain from both Wall Street and the media is that the stock market growth averages 10% per year. This means your portfolio should double every seven years!

Has that happened? Why not?

Do you know what's really going on with the stock market? Who is not telling the truth?

Providence Financial's white paper, "The Rest of the Stock Market Story: What the Media and Your Broker Won't Tell You" will answer that question by putting the pieces of the puzzle together. You'll learn why what you’re being told is not the whole story.

By examining the Dow Jones' historical patterns, reconsidering the definition of bull and bear markets and identifying the motives of the industry and its stockbrokers, this provocative white paper will uncover the issues in the volatile stock market that are rarely addressed, and offer suggestions on what you can do about it.

As famed radio announcer Paul Harvey used to say, “Here’s the rest of the story.”

Be an informed investor. Visit our website to download your free copy of this insightful white paper and get the scoop for yourself.
Providence Financial & Insurance Services, Inc.
Providence Financial & Insurance Services, Inc. is a Registered Investment Advisory Firm
registered with the Department of Corporations in the State of California.