News for Life -- Life and Protection Solutions Newsletter

Affiliated Marketing Group
2925 Briarpark, Suite 155
Houston Texas 77042
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Volume 6-Issue 11
June 2009

 

 
 
LIFE
Prudential Announces More Liberal Underwriting Guidelines
 
Prudential has improved the opportunity for better rates for many of your impaired clients including those that smoke.  It's corny, but  Click here for a short (less than three minutes) video that covers those health issues that can receive better underwriting.
 
An understanding of Hepatitis C and the underwriting process
 
A good article to gain a better understanding the impact of Hepatitis C.  Three cases studies presented by Banner.  Click here  to read.
Genworth to offer simplified online applications for term policies Under One million face
 
Genworth has announced an online system for the agent who regularly takes term applications with face amounts of One Million and below.  With only eight questions to be answered on line, verbal signatures and Genworth handling all underwriting and application processing it is a program with full commissions and less work. Click here to contact Steve Gresso for details and agent qualifications.
 
GROUP HEALTH
Texas Healthy Act Moves forward 
 
The Texas Healthy Act is pending legislation that would drive down the cost of group health insurance for some small employers.  Click here for a details.
Unitedhealthcare and Blue Cross Blamed for Health Care Cost Increases in Texas

 

This article addresses the grip these two carriers have on the health insurance market in Texas and how it impacts pricing.  Click here for more information.

 
American National Is Offering Individual Health Policies 
 
With a pick and choose benefits approach to individual health polices, American National offers the opportunity for your client to build a benefit package tailored to their needs and their budget.   Click here to contact Angela Moore for details.
 
Health Care Reform
Remarks from the Senate floor by Senator Mitch McConnell on Health Care Reform.
 
This address made from the Senate Floor is a brutal appraisal of the euphoria being exhibited by some in their head long rush toward a national health care system.  Worth reading and worth sharing. Click here to read.
 
From AARP - Six Critical Issues On Health Care Reform
 
Provided by AARP, this article discusses the pros and cons of six critical issues to implement health care reform. It will provide you with a better understanding of the complex issue of reform. Click here to read.
 
Is the Never Implemented "Healthy Wisconsin Plan" a Preview of What to Expect From the Obama Administration?
 
President Obama was in Wisconsin this week trying to raise support for his vision of health care reform.  This article describes the "Health Wisconsin Plan" that never got off the ground and the strong similarities to what the Obama Administration is pushing.  Click here to view.
 
 SALES IDEAS
A Great Cold Call Tool and Revenue Source from Existing Clients.
 
Occupational Accident Products (An alternative to Workers Comp.) are a great cold call door opener.  Here is a product that potential clients don't hear about every day and can offer significant reductions in their insurance costs.   It is also a great source of additional revenue when sold to existing group clients.  Click here for a quote request to get started or Click here to contact Tina Riffle for assistance.
 
 Do You Know How Much Life Insurance Your Client Can Purchase?
 
Financial Underwriting has become a greater focus in the current economic environment.  Save yourself and your client the embarrassment of a rejection of their life application by knowing how much insurance they can qualify for based upon their age, income and financial situation.  Click here to see a representative financial underwriting guideline (agent use only) from American National.
 
 

For Producer or Broker/Dealer Use Only. Not for public distribution nor intended to be used as financial or tax advice.