News for Life -- Life and Protection Solutions Newsletter

Affiliated Marketing Group
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Houston Texas 77042
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Volume 6-Issue 11
June 2009

 

 
 
LIFE
Higher Rates and Lower Commissions (The Bad)
 
Banner Life has announced an increase in rates on their term products with a reduction in commissions to the producer that is effective June 3rd 2009.  Click here for details.
 
Lower Rates and Annualized Commissions (The Good)
 
Finally, an A+ rated carrier with some of the best term rates in the industry along with annualized commissions that you and your clients can feel secure in placing their trust.  For over 100 years SBLI has embraced a conservative philosophy that has allowed it to maintain an "A" rating even through the Great Depression.  Click here for Company information. Click here  to see the "Hottest" rates in Texas!
Want To Learn How to Sell Life Insurance?
 
Look for an upcoming announcement on a series of  "Lunch and Learns" on how to sell life insurance as a concept.  If your life sales now consist of taking term applications because it is the path of least resistance, this program is for you.
 
GROUP HEALTH
HSA Adjusted Guidelines for 2009/2010
 
Each year the Treasury and the I.R.S. determine the guidelines for deductible minimums, out of pocket maximums and other components for Heath Saving Accounts.  Click here for the 2009/2010 guidelines
 
Unitedhealthcare offers "Did You Know"  Series to Improve Client Relationships
 

Each month in UnitedHealthcare's Broker eUpdate, agents are provided with a topic of interest to their clients aligned with specific UnitedHealthcare programs, products and resources. This month's topic focuses on Wellness and Health Improvement and the employer advantages of using their iwellness resources and the SimplyEngagedSM incentive package.   Click here to see this month's Did You Know.

 
National Stroke Awareness White Paper 
 
Conseco has produced a white paper on strokes, how to recognize them and what action to take. Beyond being knowledge we should all have, It is well written and sharing it would be an excellent way to provide your clients with a value added service.  Click here to access the document.
 
Health Care Reform
The Big "I" and Other Health Insurance Producer Groups Send Joint Letter to the Senate Finance Committee on Health Care Reform
 
One of our brokers shared this joint letter signed by most of the major health insurance producer groups to the head of the Senate Finance Committee regarding Health Care Reform.  Click here to read.
 
Senate Finance Committee Releases Second and Third Documents on Health Care Reform Options
 
Provided by United Healthcare, the Second Document gives an update from the Senate Finance Committee on the Possible Solutions being offered as we move toward health care reform. Click here to read.  The Third and Final Document concerns the Financial Issues of Health Care Reform Click here to read.
 
Rep. Jan Schakowsky (D-IL) Supports the End of Private Health Insurance
 
A video of a speech given by Rep. Schakowsky in April 2009 in which she supports the end of the private health care insurance industry and her desire to see it replaced by a single pay government run system. The frightening thing about this video is the support she received for her statements. Click here to view.
 
 SALES IDEAS
Issues and Answers for Retired and Retiring Clients
 
This article defines the problems confronting your retired and retiring clients; your responsibility to those clients and solutions to those issues.   Click here to read.
 
 

For Producer or Broker/Dealer Use Only. Not for public distribution nor intended to be used as financial or tax advice.