News for Life -- Life and Protection Solutions Newsletter

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Houston Texas 77042
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Volume 5-Issue 10
May 2009

 

 
 
LIFE
Super Preferred Rates for Cigar Smokers
 
Why let an occasional cigar keep your clients from receiving Super Preferred Rates?  Click here to find out how John Hancock can help.
 
Preferred Rates for those with Allergies and Asthma
 
Your clients with Allergies and Asthma may still be able to qualify for Preferred Rates with American General Life.  Click here for more information.
 
What is Your Real Rate of Return
 
Learn the benefits of tax deferral and how it can increase your life and annuity sales . Click here for details. 
 
GROUP HEALTH
Health Care Insurers offer Concessions - An Attempt to Avoid Single Payer Health Insurance
 
The Health Insurance Industry has asked for more government oversight, the elimination of rate ups for health and sex and the elimination of declines based on health in an attempt to avoid passage of a government run single payer health system.  Click here to learn more details.
 
Health Care Industry Promises to Save Consumers 2 Trillion in Health Costs over the next 10 years
 
A group of trade associations is pledging to reduce the growth rate of health-care spending by 1.5 percentage points a year for the next decade in a show of support for President Obama's call to overhaul the nation's health-insurance system.  Click here for details.
 
New Cobra Law To Take Effect
 
What are the rules?  Can I quit and still have my former employer pay 35% of my premium.  How is State Continuation affected? Get the answers at the DOL Informational & Outreach Forum to be held on Wednesday, May 27th from 8:00 AM - 12:45 PM.  It's free, but seating is limited.  Click here for details.
 
FROM OUR BROKERS
100 Billion Dead
 
One of our brokers sent us an article on how many people have died since man arrived on earth.  They pointed out that most of them were probably under insured or uninsured.  So many missed opportunities.   Click here to check it out.
 
 SALES IDEAS
The Use of Life Insurance With Estate Planning Trusts
 
Want a better understanding of how Life Insurance can be used in the various Estate Planning Trusts?  Click here to learn more about the various trusts and how they can assist you in life sales.
 
 

For Producer or Broker/Dealer Use Only. Not for public distribution nor intended to be used as financial or tax advice.