
 Expect Something Different Contacts Steve Gresso - Life Marketing Angela Moore - Group Marketing Tina Riffle - Occupational Acc. Lynda Lambert - Life Case Management Heather Matias - Group Case Management Ed Massey - Administration |
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INDUSTRY UPDATES FEBRUARY 2009 |
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Tax Changes for 2009
The rules for estate and gift taxes along with the contribution limits for 401K have changed in 2009. Remember not to give tax advice unless you are qualified to do so, but a comprehensive yet easy to understand reference guide is available in PDF format at Affiliated Marketing Group. It is under quick links on the right hand side of the page. Graciously provided by Prudential, this form can be printed or downloaded. If you need assistance in designing an insurance program to preserve your clients estate, contact Steve Gresso |
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Starmark Announces Rate Reduction
Starmark has announced a rate reduction of 7% for new business in the Houston area that will go into effect May 1st. If you haven't looked at the Starmark product line you owe it to your clients to do so. Starmark specializes in group healthcare benefits and serves businesses with two or more employees. Trustmark Life Insurance Company, a subsidiary of Trustmark Mutual Holding Company, insures the fully insured plans and provides stop-loss insurance for the self funded plans. Trustmark Mutual Holding Company has assets of more than $1.7 billion and administers more than $3 billion in health and life benefits annually. In addition to quality products, the availability of the Aetna Network and innovative pricing, Starmark offers the writing agent a superior compensation program. For additional information contact Angela Moore at 713.977.0611. |
Conseco Enters The Texas Market
If you are a group producer and looking for a way to increase your income while providing a quality product for your clients you need to consider the supplemental products offered through Conseco. General Agent contracts offering excellent compensation are now available for quality producers though AMG. Angela Moore can provide you with complete information on products and contracting with Conseco. Conseco's mission is to be a leading provider of financial security for life, health and retirement needs of middle market Americans. Headquartered in suburban Indianapolis, Indiana, they offer supplemental health insurance, life insurance and annuities. Conseco helps more than 4 million customers step up to a better, more secure future. Conseco is a Fortune 1000 company, with more than $4 billion in annual revenues.
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Back to Basics is the New Life Carrier Theme Despite the dark economic environment and the financial woes of some of their parent companies, most life insurance carriers are cautiously optimistic about sales for 2009. The marketing approach is consistent from carrier to carrier and that is to get Back to Basics and seek Quality when working with clients. Many of the carriers have developed company branded marketing programs to support this approach. Although appropriate in some cases, through our association with Lifemark Partners, AMG has available a compete portfolio of marketing brochures, articles and information on this theme without the carrier branding. Deserved or not, in light of the negative publicity many of the carriers have received we feel it is important to you to maintain your image as a truly independent agent doing what is best for your clients. For access to these marketing aids and for help in developing an effective campaign for their use, contact Steve Gresso or Ed Massey.
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Blatant Self Promotion We are proud of our new and updated website at AMG. If you have used the old one, you will find that the new site still has all the tools you need including quote engines for term, permanent and annuity products along with forms and information in a easier to use format. If you have never visited our site, we encourage you to do so. Our carrier list continues to expand, our technology continues to make us more effective, and our people are second to none in service and product knowledge. You can find us at affiliatedmarketing.com |
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