Blue Cross/Blue Shield, Starmark and Assurant all have year end bonus programs in effect on new group.  The target dates vary but are generally until the end of January 2010.

In addition to their bonus, Starmark has also announced that they will block underwrite Unicare business if the agent has five or more groups for submission. Contact Angela Moore for details.

The Blue Cross/Blue Shield bonus is based upon clean case submission.  Agents that place their business through AMG have their cases screened by our competent staff to help insure that all necessary information is in place before submission and give you an added voice when issues need to be resolved. 

Below are the links for the bonus information for each company:

 BC/BS                            Starmark                                    Assurant       

Supplemental Products Sales are Soaring

Many companies are adding voluntary supplemental benefits, such as accident and disability, hospital and sickness indemnity, cancer indemnity, long-term care, life insurance, dental insurance and vision coverage to their plans as a way to "fill the gaps" due to the recession and as group health premiums have forced the employer to cut back on the richness of their health plans.

One carrier announced it has posted sales gains of 26 percent and 9 percent for supplemental term life insurance and dental insurance respectively for 2009 through June, versus 2008.

 If you aren't marketing supplemental products to your existing and new clients you should be.  Contact Angela Moore  at 713.977.0611 for assistance in tapping into this growing sales opprotunity.
 

American General Reduces Rates on Select- A-Term

AIG has new rates on their competitive Select-A-Term product.  The reductions in some age categories are significant. 

With AMG you will have access to our quote engine and are able to compare all seventeen of our carriers and their rates for your clients.  Visit of website today or contact Steve Gresso at 713.977.0611

Genworth Offers 360 Underwriting

Genworth's 360 Underwriting is a proprietary credit/debit program that may improve your client’s rating by one rate class.  Read how it works or contact Steve Gresso at 713.977.0611

Prudential's Living Benefit Rider - Your Clients Deserve the Best

Most of your clients don't have LTC coverage.  It makes sense to add a living benefit rider to their life insurance policy and when you compare the value of Prudential's you will see why theirs is the best in the industry.

If you have never looked at Dynasty Trusts as a tool in developing a sales concept for your clients, read this article. It will give you insight into how these trusts work and why they may be appropriate for your client even if they are not "wealthy"

Contact  Steve Gresso  for help in developing an estate preservation plan for your clients.