AMG is now offering Consumer Life Quoter, a term quote engine that is available at No Cost to our agent partners.  It will allow your clients to obtain term quotes directly from your website from all major carriers and then request an application.  When the request is made you will receive an automatic notification via email.  Click here to sign up for your personalize link or contact Steve Gresso for additional information.

American General Life has a competitive advantage for rated term cases.  American General Life Companies add extra premiums for rated cases onto special base rates that are more favorable than standard!  As a result, the pricing on rated cases may surprise you.  Click here to see how this may work to your clients advantage. Check the premium, not just the table rating!
 

AMG has expanded the portfolio of products on the proprietary EZ Life Sales^®.  A web based system that allows you to fill out the same on line simplified request for coverage no matter which company your client chooses to purchase from.  Quick and easy for both you and your client, EZ Life offers the top insurance carriers in the industry.  Paying full commissions and available only through AMG, it is the most effective program on the market for writing term insurance.  Click here to visit the AMG EZlife website or contact Steve Gresso for more information.

Due to a conflict, the United Healthcare Lunch & Learn is being rescheduled.  Contact Angela Moore for details.  She can be reached at 713.977.0611.

As employers increase deductibles and co insurance on their health insurance plans, the market for Voluntary Supplemental Health Insurance is growing.  If you have not added this line to your portfolio, you are missing sales.  Click here to learn how to market this product to your group clients.

The address to Congress by President Obama seems to have served to galvanize both the liberal left and the conservative right in the support of their relative positions, but still failed to define clearly how the plan would work without forcing existing changes in coverage or explain how it is to be paid.  Click here for an explanation of the iffy math used by the President and why change in existing plans can and will occur despite the promise to the contrary.

One of the ways Congress is considering to hold medical costs in check it to place a "penalty" on health plans with rich benefits.  On surface this might merit consideration.  In fact, it will be a vehicle that will place a hardship on groups with older demographics.  The problem with the concept is that price is being used to determine the richness of the plan.  The penalties will be applied when the premium exceeds an arbitrary bench mark set by Congress.  With older ages, groups with moderate benefits can still be subject to the penalty for no reason except that they pay higher premiums because they are older.