From Dennis and Jane and Lee Guertin | Guertin Family Realty | (952) 442-1300 |
Do you have friends or family who will be moving soon? If so, please share these tips on how to save money and not get scammed during a move.

(Eighty percent of relocations in the U.S. happen between April and September, so Moving Season is already here!)
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Dennis and Jane and Lee Guertin
(952) 451-4989 Dennis
(952) 451-5217 Jane

How to Avoid Moving Day Disasters (Pass It On!)

The Big Question: What kind of moving insurance do you really need?

Many people are surprised to find out their homeowner's insurance doesn't fully cover belongings during a move. For example, you may find that your valuables are covered for theft from the truck, but not for damage while being packed or lifted by moving company employees.

Instead, here are two options you're usually offered by the moving company:

1. Released Value Protection

This usually comes at no additional cost, but it often provides a false sense of security. Here's why:

Released Value Protection means you typically get only 60 cents per pound for lost or damaged items. In other words, if the movers drop and destroy your 100-pound wide screen TV, you'll be reimbursed $60 rather than the $2,500 it costs to replace it.

2. Full Value Protection

This is the option most likely to provide you with realistic coverage. It sets a higher minimum value per pound for your entire shipment - typically between $4 and $6.

Most moving companies offer Full Value Protection for an additional fee. It sometimes includes exclusions for high-value items, so you may decide to buy additional coverage for possessions that have a high value-to-weight ratio.

Tip: Making these choices on Moving Day can be stressful, so it's worth looking into these options ahead of time.

Moving Tips: What the Pros Say

- Never accept a phone estimate. Insist on a walk-through.

- Don't pay by volume. (Disreputable companies can inflate the cost by packing only a few items per box.)  Interstate moves should be charged by weight, and moves within the same state should be charged by the hour.

- Don't pay a hefty deposit.

- Find out who's really doing the moving - the company you spoke with, or a sub-contractor? Research the company you'll actually be dealing with on Moving Day.

- Always get the following documents:
a) Estimate
b) Order for Service
c) Bill of Lading
d) Inventory List

Tip: These two helpful articles give the inside scoop on some shady practices:

"The 7 Half-Truths Some Moving and Storage People Tell"

"The Myth of the Mover's Binding Estimate"

Self-Moving Options

Are you willing to put some extra elbow grease into a move? If so, self-moving can be a cost-effective way to go. Here are some well-known self-move companies:


Tip: Check to make sure they deliver to your future residence, not just a nearby warehouse.

What the lawyers make us say: The information here is not presented as expert legal or financial advice. Please use your best judgment and consult professionals when necessary.
Recent Market Highlights

- U.S. home prices rose 4.3 percent year-to-year in January, according to a recent S&P/Case-Shiller report.  They rose 4.0 percent year-to-year in February,  according to CoreLogic, a data and analytics company.

- The national average 30-year fixed mortgage rate is in the low to mid-4-percent range.

The February Pending Home Sales Index decreased 4.9 percent year-to-year, according to the National Association of Realtors®.
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Links that Make Life Easier

Sometimes real estate-related, sometimes not... these are assorted links that come in handy:

The Best Air-Cleaning Plants, According to NASA
The best plants for filtering common household chemicals from air, according to NASA.
A free online photo editor with many advanced features.

Creamy Avocado Lime Salmon
A relatively simple recipe that serves up crispy sesame salmon with a thick avocado lime sauce.

The Lighter Side


Courage and drama are on full display in this amazing Emperor penguin footage, which actually features two unlikely heroes (if you count the chick defending its crew). Inspirational for kids and adults alike!

Click here or on the image above to watch the video on the family-friendly Flixxy website.

Your Resource for Real Estate
Are you thinking of buying or selling a home in the next year, or could you use some remodeling advice? Even if you just need the name of a good service provider, please remember that we're always here to help you. We welcome the opportunity to serve you, your friends and associates with our expertise and recommendations.

Please give us a call today at (952) 442-1300 if we can be of assistance!
Have a great day,

Dennis and Jane and Lee Guertin
Broker/Owner, REALTOR®, SFR, CBR, e-PRO, GRI, BA
Guertin Family Realty
Dennis:  (952) 451-4989
Jane: (952) 451-5217

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Guertin Family Realty | 71 Point Drive | Waconia | MN | 55387