Affiliated Marketing Group Newsletter Archive - Dec 17 2014 Email

Expect Something Different

2015 Tax Facts At-A-Glance From Transamerica

Planning ahead for next year? The 2015 Tax Facts At-A-Glance provides you with the details you will need to add value to your planning discussions with clients by keeping the latest information at your fingertips, such as:

Increase in lifetime gift and estate tax exemption to $5.43 million per person
Increase in annual gift tax exclusion to a non-US citizen spouse to $147,000
2015 tax rate tables
PEP & Pease limitations
Medicare Surtax income thresholds
IRA phase-outs
Capital gains taxes

Click the the image below to download the
2015 Tax Facts At-A-Glance

Contact Steve Gresso at 713.977.0611 for sales ideas using estate planning as a marketing tool.

Policy Review After ACA

AMG and it's partners are one of the largest independent life marketing organizations in the country and we wish to thank all of you that that have placed your trust and business with us this past year.

With the deadline for open enrollment under ACA approaching, those of you who write health insurance will see a significant drop in activity. The coming months are a great time to do life policy reviews on your existing clients and we are here to help.

Ask us about our New Policy Assessment Program. A simple system for creating new life sales while providing a valuable service to your existing clients.

Get the hassle-free starter kit. All Assessments include unbiased third-party review of current policy(ies) and best marketplace alternatives.

Contact Steve Gresso at 713.977.0611 to learn about our free third party policy review program.

2015 Starmark Compensation Guide

A new 2015 Starmark Broker Compensation Guide is now available, which can be accessed by logging into the Starmark website under Compensation> Compensation Schedules and Bonus Program.

The Broker Compensation Guide includes information about:
General broker policies and procedures, such as:

Broker of Record Change
Accessing documents in the Document Center
Compensation payment and determination
Licensing and Appointments
Vesting
Compensation options and calculation examples
Compensation schedules by product
Compensation Options for 2015

Don’t forget! You can choose between two compensation options for self-funded plan designs with stop-loss insurance new business and new contract years with January 1, 2015, effective dates and later: Per Employee Per Month (PEPM) or Percent of Paid Stop-Loss Premium.

Contact us at 713-977-0611 and ask for Heather for more information.

Opti Med And Gap Plans

OptiMed Limited Medical and GAP plans fall outside the scope of the Health Care Reform as “excepted benefits” as defined under HIPAA and the Public Health Service Act (PHS Act).

Limited Medical Mini-Med Plans may be a fit for your groups. Mini-medical plans fill a rapidly growing niche in the group health insurance marketplace by assisting employers to provide their non-covered employees real benefits that can help with employee retention without causing serious financial pain.

OptiMed Mini-medical plans are limited indemnity benefit plans, meaning they pay only a limited benefit for a covered service at an affordable premium for both employers and employees alike. Mini-medical plans are not to be confused with major medical insurance and they are not meant to replace major medical plans.

What is the target market?

1. Employer groups who currently have a major medical plan in place but have part time and hourly employees who do not qualify to participate or who cannot afford the plan.

2. Employer groups who can no longer afford the escalating costs of a traditional plan or who have never considered offering benefits.

3. Franchisor groups who are looking to offer a program to their franchisees to assist retention rates and employee morale.

Contact us at 713-977-0611 and ask for Heather for more information.

Affiliated Marketing Group

4800 Sugar Grove Blvd.,

Suite 350

Stafford, Texas 77477

Phone 713.977.0611

We Offer A Full Portfolio Of Products And Services

Dental - Vision

Disability Income

Worksite Products

Advanced Underwriting

24/7 Case Status

Marketing Assistance

Policy Review System

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For Producer or Broker/Dealer Use Only. Not for public distribution nor intended to be used as financial or tax advice.

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