Northwood Financial Services cc

THE POWER OF ASSET DIVERSIFICATION

During 2016 some of our clients grew their wealth by up to 22%.

In an environment where the JSE did not perform all that well, and where some insurance portfolios had a return of 1.1%, our strategy has proved itself again.

How do we do this?

We use active managers like 2IP to manage our unit trust portfolios, and we diversify our clients' portfolios. Every client knows that we expect their investment portfolio to include an emergency fund, investment residential property which generates an income, as well as JSE linked investments.

By carefully managing the mix of investments, we produce excellent returns.

Clients are often confused by the various grand job titles used by consultants. Here is a simple explanation of who is who in the zoo.

  1. Insurance company representatives
  2. Independent salespersons
  3. Fee based companies

Learn how to spot them and what the differences are.

I have a relative who has a very limited budget, but once a month when she achieves her goal, she treats herself by driving to the beach and ordering the biggest ice cream cone she can find..

How can you reward yourself without damaging your budget?

Story 1:
Existing loyalty card holders of a large SA supermarket are contacted by telephone, and after a short telephone call are invited to apply for a Credit Card. Sounds like a good deal!

So why am I nervous?

Story 2:
A young man was excited to receive an sms telling him he had been pre-approved for a R100 000 car loan. The dealer was able to tell him that the repayments on the R100 000 car would be R2000 per month.

So why were my toes not curling with delight?
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Northwood Financial Services cc
Unit 5, Avnic Office Park, Capricorn Drive, Capricorn Park, Western Cape 7945, South Africa

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