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Below you will find an archive of the AMG Newsletter. Browse through the issues below, or follow the link located at the bottom of this page to subscribe.


Xmas Thanks 2021 (Dec 2021)
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May 09 2013 Email (May 2013)
  Expect Something Different   Health & Human Services Releases Exchange Procedures For Brokers The role of agents, brokers, and web-brokers in regard to health insurance exchanges was clarified to some degree by a release May 1st from Health & Human Services.  While the information relates mostly to federally-facilitated exchanges and state-federal partnership exchanges, it still leaves a number of questions unanswered for state-based exchanges.   Exchange

April 1, 2013 Email (May 2013)
  Expect Something Different   Revised Applications For Insurance Through The Exchange Originally twenty one pages long, Health & Human Services has released a revised three page application for obtaining health insurance through the exchange.  There are three different applications which you can view by clicking on the name: An Individual Short Form A Family Application An Application For Individuals Without Financial Assistance It is interesting to note that there

May 23 2012 Email (May 2012)
 Expect Something Different  Affiliated Marketing Group 4800 Sugar Grove Blvd., Suite 350Stafford, Texas 77477Phone 713.977.0611   Group - Life  Dental - Vision  Disability Income Worksite Products Long Term Care AnnuitiesAgent Websites  CE - XRAE Advanced UnderwritingQuote Engines - Forms 24/7 Case StatusMarketing AssistanceVisit Our Website  AMG  EVERYTHING  YOU NEED IN ONE PLACE  What Happens If The

May 17 2012 Email (May 2012)
 Expect Something Different  Affiliated Marketing Group 4800 Sugar Grove Blvd., Suite 350Stafford, Texas 77477Phone 713.977.0611   Group - Life  Dental - Vision  Disability Income Worksite Products Long Term Care AnnuitiesAgent Websites  CE - XRAE Advanced UnderwritingQuote Engines - Forms 24/7 Case StatusMarketing AssistanceVisit Our Website  AMG  EVERYTHING  YOU NEED IN ONE PLACE  What Happens If The

Apr 16 2015 Email Copy Copy (Apr 2015)
  Expect Something Different     Affiliated Marketing Group  4800 Sugar Grove Blvd., Suite 350 Stafford, Texas 77477 Phone 713.977.0611   We Offer A Full Portfolio Of Products And Services Group Medical Life     Dental - Vision  Disability Income  Worksite Products  Long Term Care Annuities Agent Websites   CE - XRAE Advanced Underwriting Quote Engines Forms 24/7 Case Status Marketing Assi

Mar 24 2015 Email (Mar 2015)
  Expect Something Different     Affiliated Marketing Group  4800 Sugar Grove Blvd. Suite 350 Stafford, Texas 77477 Phone 713.977.0611   We Offer A Full Portfolio Of Products And Services Group Medical Life     Dental - Vision  Disability Income  Worksite Products  Long Term Care Annuities Agent Websites   CE - XRAE Advanced Underwriting Quote Engines Forms 24/7 Case Status Marketing Assistance Policy Review System   Visit Our Blog To Comment

Jul 23 2014 Email (Jul 2014)
   Expect Something Different      Affiliated Marketing Group  4800 Sugar Grove Blvd., Suite 350Stafford, Texas 77477Phone 713.977.0611 We Offer A Full Portfolio Of Products And ServicesGroup MedicalLife    Dental - Vision  Disability Income Worksite Products Long Term Care AnnuitiesAgent Websites  CE - XRAE Advanced UnderwritingQuote EnginesForms 24/7 Case StatusMarketing AssistancePolicy Review Syste

Jun 06 2014 Email (Jun 2014)
    Expect Something Different          Affiliated Marketing Group   4800 Sugar Grove Blvd., Suite 350 Stafford, Texas 77477 Phone 713.977.0611   We Offer A Full Portfolio Of Products And Services Group Medical Life     Dental - Vision  Disability Income  Worksite Products  Long Term Care Annuities Agent Websites   CE - XRAE Advanced Underwriting Quote Engines Forms 24/7 Case Status Marketing Assistance Policy Review System       Visit Our Blog To Co

May 07 2014 Email (May 2014)
    Expect Something Different          Affiliated Marketing Group   4800 Sugar Grove Blvd., Suite 350 Stafford, Texas 77477 Phone 713.977.0611   We Offer A Full Portfolio Of Products And Services Group Medical Life     Dental - Vision  Disability Income  Worksite Products  Long Term Care Annuities Agent Websites   CE - XRAE Advanced Underwriting Quote Engines Forms 24/7 Case Status Marketing Assistance Policy Review System       Visit Our Blog To Co

Dec 17 2014 Email (Dec 2014)
 Expect Something Different   2015 Tax Facts At-A-Glance From Transamerica  Planning ahead for next year? The 2015 Tax Facts At-A-Glance provides you with the details you will need to add value to your planning discussions with clients by keeping the latest information at your fingertips, such as: Increase in lifetime gift and estate tax exemption to $5.43 million per person Increase in annual gift tax exclusion to a non-US citizen spouse to $147,000 2015 tax rate tables PEP & Pease limitations

Feb 09 2015 Email (Feb 2015)
 Expect Something Different       Healthcare.gov Shares Personal Information With Marketing Companies The "Obamacare" website, HealthCare.gov, has been sharing citizens' details with more than a dozen third parties, and a lot of the information can be used to identify individuals and their habits. The report comes from the Associated Press, which alleges that Healthcare.gov shares data with prominent online advertisers. Researchers from the Electr

Dec 22 2014 Email (Dec 2014)
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Jun 18 2013 Email (Jun 2013)
  Expect Something Different   Mergers Will Impact Prices Merger activity among hospitals seems to be increasing in anticipation of the Affordable Health Care Act becoming the law of the land in 2014. Two decades ago, there were on average about four rival hospital systems of roughly equal size in each metropolitan area, according to research done by Martin S. Gaynor of Carnegie Mellon University and Robert J. Town of the University of Pennsylvania. By 2006, the number of com

Jul 16 2013 Email (Jul 2013)
  Expect Something Different   Employees Will Ultimately Pay The Employer Penalty Although delayed for one year by the President, The Affordable Care Act’s employer mandate will levy a penalty on large employers that do not offer affordable health insurance to their full-time employees beginning in 2015. The penalty is based on the number of full-time employees and adds about $3,000 to the annual cost of employing each person. Employers have been complaining about the p

Jul 24 2013 Email (Jul 2013)
  Expect Something Different   Affordable Health Care - Identity Theft & Scams The national health reform law is expected to open the door for identity theft and insurance scams when millions of uninsured Americans begin enrolling in coverage this fall, officials and advocates warn. The Federal Trade Commission said dozens of consumers have reported fraud since last summer's Supreme Court ruling upholding the law, and officials predict widespread abuse when enrollment beg

Jul 03 2013 Email (Jul 2013)
  Expect Something Different  Protecting Those Who Protect UsSteve, your clients all have specific needs but share a common goal – to ensure financial protection for their family. Some may be doctors, lawyers, or teachers, while others are members of the armed forces – with unexpected deployments or long stretches away from home.MetLife offers financial protection for these clients through an array of life insurance products — with no war restrictions or war

Aug 06 2013 Email (Aug 2013)
  Expect Something Different   Maybe They Should Have Read It On a very personal level, members of Congress and their staffs are growing increasingly anxious about the financial impact of Obamacare. Under a wrinkle that dates back to enactment of the law, members of Congress and thousands of their aides are required to get their coverage through the insurance exchanges.  But the law does not provide any obvious way for the federal government to continue paying its share

Sep 05 2013 Email (Sep 2013)
  Expect Something Different   Certify As An Agent/Broker On The Health Insurance Marketplace With the Insurance Exchanges opening on October 1, if you have not done so, you should certify so that you can assist your clients and submit business on the individual exchange and on SHOP for small business.  Before going to the site, you should look up your NIPR number (It is required) by going to the National Insurance Producer Registry.  You can access their site via A

August 16 2012 Email Copy (Aug 2012)
 Expect Something Different    MLR Checks Are Going Out To Clients  More than 3 million individual policyholders will reap rebates of $426 million, averaging $127 apiece. These are consumers who are not covered through an employer and buy their policy directly. Consumers in Texas, Oklahoma, South Carolina and Arizona are most likely to be eligible. Insurance companies must notify policyholders, and the rebates are due by Aug. 1. Some companies have already begun to pay.

Sep 04 2012 Email (Sep 2012)
 Expect Something Different   Baby Boomers Are Scared And Index Life Is The Answer  The following is an article by Steve Savant who hosts The Business Insurance Zone, a daily Internet talk show.  It is well worth the few minutes it will take you to read it.The S&P 500 lost four out of the last 10 years, a period that was dubbed the lost decade. Portfolios were decimated. Retirement dreams destroyed. And four years later, the consumer investor fear index is still

Sep 20 2012 Email (Sep 2012)
 Expect Something Different    BC/BS Offers Year End Bonus  Opening Day: November 1, 2012 Game Duration: The bonus period runs from November 1, 2012, through January 31, 2013 New Sales Bonus Contest Rules Sales eligible for calculation of the New Sales Bonus include new groups (health plans with 2-999 enrolled employees) sold with effective dates from November 1, 2012, through January 15, 2013. New Sales Bonus By Selling You will Earn a Bonus of... Examples a minimum of

Nov 06 2012 Email (Nov 2012)
      Last Chance To Sign Join Us - Just A Few Seats LeftIndex Annuities Lunch & LearnJoin Matt Tryon and learn the advantages of Indexed AnnuitiesLearn How To Increase Your Income by offering a product with the upside of the market while offering downside protection Seating is limited - Reserve your seat now!  Matt Tryon is the Director of Annuity Sales at Pinney Insurance We have everything you need in one place   Affiliated Marke

Nov 29 2012 Email (Nov 2012)
 Expect Something Different    Agent Or Navigator?  With the re-election of President Obama and with the Democrat controlled Senate, the Affordable Care Act (sometimes referred to as Obamacare) will become the law of the land. Of particular interest to insurance agents/brokers is the newly defined role of Navigators. The ACA requires all state Exchanges to fund what will be called Navigators. The Navigator’s job is to provide individuals and families with the infor

Jan 10 2013 Email (Jan 2013)
 Expect Something Different   The Tax Impact Of The ACA Health Care Reform ActIn our last newsletter we covered the new $63 per person fee to offset the cost of including the previously uninsurable under the ACA health care reform act.  Today we will address some of the additional taxes that will take effect beginning in the new year.Starting Jan.1st, a 2.3 percent medical device tax will be imposed on medical devises such as heart pacemakers, blood sugar monitors for di

May 30 2013 Email (May 2013)
  Expect Something Different   Self Insured Plans For Small Groups For small businesses, being self-insured would let them avoid new requirements under the law that call for traditional small group plans to include richer benefits, such as mental-health and maternity care. Self-insured companies can also avoid changes to pricing rules that could increase costs for groups of healthy workers.  It comes with risks: A car accident or cancer case can leave small businesses on

Apr 17 2013 Email (Apr 2013)
 Expect Something Different   Carriers Offer Early Renewals After the Affordable Care Act goes into effect in 2014, underlying claims costs which form the basis for insurers' health care coverage premiums will jump by one-third across the U.S.  according to the Society of Actuaries. The increases will vary depending on the state with Ohio seeing claims costs jump by almost 81% and California with a 62% increase. Other states anticipating big increases in claims costs are Wisc

Apr 04 2013 Email (Apr 2013)
 Expect Something Different   ACA Health Care Subsidies In our continuing review of the impact on our industry and our clients due to the implementation of the ACA heath care act this article discusses individuals buying private health insurance and receiving subsidies to help pay for it. These subsidies are based upon your income and since no one knows what they will make in 2014 when individuals apply the amount they receive will be based upon their reported income in 2012. A sa

Mar 06 2013 Email (Mar 2013)
 Expect Something Different     ACA Health Care And Brokers - Comments By H&HS The following articles are from Healthcare.gov - The official informational site for ACA provided by Health & Human Services.  The relevance of these different articles is that they all reflect a continuing role for brokers. Today, small employers like you have a tough time finding and affording coverage that meets the needs of your employees. Starting in 2014, you’ll have m

Feb 14 2013 Email (Feb 2013)
 Expect Something Different       The Impact On Smokers By The ACA Health Care Reform Act Millions of smokers could find themselves unable to afford health insurance because of tobacco penalties in the ACA health care law according to experts who are beginning to understand the potential impact of a little-noted provision in the massive legislation. The Affordable Care Act allows health insurers to charge smokers buying individual poli

Dec 12 2012 Email (Dec 2012)
 Expect Something Different   Another Tax Announced For ACA  Continuing our review of the impact of the  ACA healthcare law, it has recently been announced that there will be an additional tax placed on all policies beginning in January 2014.  Health & Human Services has released new directives that include a $63 annual per person fee to help offset the cost to insurance companies for providing coverage to those who were previously considered uninsurable. 

August 16 2012 Email (Aug 2012)
 Expect Something Different   Affiliated Marketing Group  4800 Sugar Grove Blvd., Suite 350 Stafford, Texas 77477 Phone 713.977.0611    Group - Life  Dental - Vision  Disability Income  Worksite Products  Long Term Care Annuities Agent Websites  CE - XRAE Advanced Underwriting Quote Engines - Forms 24/7 Case Status Marketing Assistance Visit Our Website   AMG   EVERYTHING   YOU NEED IN ONE  PLACE MLR Checks

Jul 11 2012 Email (Jul 2012)
 Expect Something Different   Affiliated Marketing Group  4800 Sugar Grove Blvd., Suite 350 Stafford, Texas 77477 Phone 713.977.0611    Group - Life  Dental - Vision  Disability Income  Worksite Products  Long Term Care Annuities Agent Websites  CE - XRAE Advanced Underwriting Quote Engines - Forms 24/7 Case Status Marketing Assistance Visit Our Website   AMG   EVERYTHING   YOU NEED IN ONE  PLACE  Texa

Jun 20 2012 Email (Jun 2012)
 Expect Something Different  Affiliated Marketing Group 4800 Sugar Grove Blvd., Suite 350Stafford, Texas 77477Phone 713.977.0611   Group - Life  Dental - Vision  Disability Income Worksite Products Long Term Care AnnuitiesAgent Websites  CE - XRAE Advanced UnderwritingQuote Engines - Forms 24/7 Case StatusMarketing AssistanceVisit Our Website  AMG  EVERYTHING  YOU NEED IN ONE PLACE  Some Provisions To

Jun 07 2012 Email (Jun 2012)
   Learn About Index Annuities And How They Can Benefit A Retirement Plan.   With $32.3 Billion In Indexed Annuity Sales Last Year - You Can't Afford To Miss This Opportunity!  TODAY IS THE DAY !  Affiliated Marketing Group is pleased to offer this timely and informative half hour presentation on changes to the retirement landscape and provide you an understanding of Index Annuities.  Clients want guarantees while still particpating in the upside of the market.

Jun 04 2012 Email (Jun 2012)
   Learn About Index Annuities And How They Can Benefit A Retirement Plan.   With $32.3 Billion In Indexed Annuity Sales Last Year - You Can't Afford To Miss This Opportunity!  Affiliated Marketing Group is pleased to offer this timely and informative half hour presentation on changes to the retirement landscape and provide you an understanding of Index Annuities.  Clients want guarantees while still particpating in the upside of the market.  Index Annuities gi

May 30 2012 Email (May 2012)
 Expect Something Different    Affiliated Marketing Group 4800 Sugar Grove Blvd., Suite 350Stafford, Texas 77477Phone 713.977.0611    Group - Life  Dental - Vision  Disability Income  Worksite Products  Long Term Care Annuities Agent Websites  CE - XRAE Advanced Underwriting Quote Engines - Forms 24/7 Case Status Marketing Assistance Visit Our Website   AMG  EVERYTHING  YOU NEED

Apr 26 2012 Email (Apr 2012)
 Expect Something Different  Affiliated Marketing Group 4800 Sugar Grove Blvd., Suite 350Stafford, Texas 77477Phone 713.977.0611   Group - Life  Dental - Vision  Disability Income Worksite Products Long Term Care AnnuitiesAgent Websites  CE - XRAE Advanced UnderwritingQuote Engines - Forms 24/7 Case StatusMarketing AssistanceVisit Our Website  AMG  EVERYTHING  YOU NEED IN ONE PLACE AMG Is Giving Away An App

Apr 12 2012 Email (Apr 2012)
 Expect Something Different  Affiliated Marketing Group 4800 Sugar Grove Blvd., Suite 350Stafford, Texas 77477Phone 713.977.0611   Group - Life  Dental - Vision  Disability Income Worksite Products Long Term Care AnnuitiesAgent Websites  CE - XRAE Advanced UnderwritingQuote Engines - Forms 24/7 Case StatusMarketing AssistanceVisit Our Website  AMG  EVERYTHING  YOU NEED IN ONE PLACE Health Care Reform Drivin

Mar 27 2012 Email (Mar 2012)
 Expect Something Different  Affiliated Marketing Group 4800 Sugar Grove Blvd., Suite 350Stafford, Texas 77477Phone 713.977.0611   Group - Life  Dental - Vision  Disability Income Worksite Products Long Term Care AnnuitiesAgent Websites  CE - XRAE Advanced UnderwritingQuote Engines - Forms 24/7 Case StatusMarketing AssistanceVisit Our Website  AMG  EVERYTHING  YOU NEED IN ONE PLACE Supreme Court Hears Argum

Mar 14, 2012 Email (Mar 2012)
 Expect Something Different  Affiliated Marketing Group 4800 Sugar Grove Blvd., Suite 350Stafford, Texas 77477Phone 713.977.0611   Group - Life  Dental - Vision  Disability Income Worksite Products Long Term Care AnnuitiesAgent Websites  CE - XRAE Advanced UnderwritingQuote Engines - Forms 24/7 Case StatusMarketing AssistanceVisit Our Website  AMG  EVERYTHING  YOU NEED IN ONE PLACE Health Exchange Guideline

Feb 16 2012 Email (Feb 2012)
 Expect Something Different  Affiliated Marketing Group 4800 Sugar Grove Blvd., Suite 350Stafford, Texas 77477Phone 713.977.0611   Group - Life  Dental - Vision  Disability Income Worksite Products Long Term Care AnnuitiesAgent Websites  CE - XRAE Advanced UnderwritingQuote Engines - Forms 24/7 Case StatusMarketing AssistanceVisit Our Website  AMG  EVERYTHING  YOU NEED IN ONE PLACE Birth Control An Issue?&n

Jan 12 2012 Email (Jan 2012)
      Join AMG For A Lunch & Learn  Featuring: Thursday January 19th from 11:30-1:00 Affiliated Marketing Group Offices 4800 Sugar Grove Blvd., Suite 350 Stafford, Texas 77477   AlwaysCare Benefits is dedicated to providing the building blocks for your success, from our foundation of financial strength to creative solutions for groups and individuals, to our passionate focus on exceptional service. It’s no wonder that 97% of our Members

Dec 05 2011 Email (Dec 2011)
 Expect Something Different  Affiliated Marketing Group 4800 Sugar Grove Blvd., Suite 350Stafford, Texas 77477Phone 713.977.0611   Group - Life  Dental - Vision  Disability Income Worksite Products Long Term Care AnnuitiesAgent Websites  CE - XRAE Advanced UnderwritingQuote Engines - Forms 24/7 Case StatusMarketing Assistance  Visit Our Website              

Date Correction (Oct 2012)
          The original email had an error in the meeting date - Please accept our apology and mark your calendar with the corrected day Index Annuities  Lunch & Learn Join Matt Tryon and learn the advantages of Indexed Annuities Learn How To Increase Your Income by offering a product with the upside of the market while offering downside protection   Seating is limited to the first 12 who RSVP - Reserve your seat now!  

Oct 17 2012 Email (Oct 2012)
     Index Annuities Lunch & LearnJoin Matt Tryon and learn the advantages of Indexed AnnuitiesLearn How To Increase Your Income by offering a product with the upside of the market while offering downside protection Seating is limited to the first 12 who RSVP - Reserve your seat now!  Matt Tryon is the Director of Annuity Sales at Pinney Insurance We have everything you need in one place   Affiliated Marketing Group 4800 Sugar Grove

Dec 11 2009 Email (Dec 2009)
Newsletter Archive - Jun 12, 2009 Email  Affiliated Marketing Group2925 Briarpark, Suite 155Houston Texas 77042Voice 713.977.0611Fax 713.977.3877   Visit Our Website   We have everything you need in one place      Volume 12Issue 1December 2009    The Staff & Management of AMG wish to thank you for the confidence you have placed in our ability to provide you our broker partners with the service and products you ex

Insurance Day 2010 Visitors (Mar 2010)
Newsletter Archive - Jun 12, 2009 Email  Affiliated Marketing Group2925 Briarpark, Suite 155Houston Texas 77042Voice 713.977.0611Fax 713.977.3877   Visit Our Website    We have everything you need in one place      Volume 13Special EditionMarch 2010       EZ Life Sales System  The Best Way To Write Term Insurance The SameOne Page ApplicationForAll Carriers Web Based Submission&






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